JPM 2026-01-25
Financial Report
Earnings Data Summary for JPM as of 2026-01-25
Most recent EPS (Actual): 0.00
Most recent EPS (Consensus): 4.86
Historical EPS range (last 8 quarters): 3.04 - 6.12
Historical Average EPS (last 8 quarters): 4.74
In the past 8 quarters, the company missed earnings estimates 1 times.
Most recent EPS reported date: 2026-01-13
Most recent EPS fiscal date (quarterly): 2025-12-31
Upcoming earnings date: []
Valuation Data Summary for JPM as of 2026-01-25
Current P/E for JPM: 15.71
1 year P/E range: 11.68 - 15.71
2 years P/E range: 9.99 - 15.71
5 years P/E range: 8.18 - 15.71
Management Sentiment Summary for JPM in 2025Q4 earnings call:
The following is the average sentiment score for each management title:
The lower the score, the more negative the sentiment. The higher the score, the more positive the sentiment. 0.5 is neutral.
No data available
Insider transactions for JPM in the last 90 days:
Total Amount Traded is negative for total net sale of shares. Positive for total net purchase of shares.
No transactions have been reported in recent Form 4 filings.
Technical Report
Price Range for JPM
JPM current price: $297.72
5-Day Range: $296.51 - $317.21
50-Day Range: $291.50 - $335.87
200-Day Range: $208.03 - $335.87
Price Distribution for JPM in the past 20 days
25th percentile: 308.91
Lowest price: 296.51
Price with moderate low (closest to -0.5) z-score: 319.3
Price with low (closest to -1.0) z-score: 302.9
Price below mean by one standard deviation: 305.74
Price below mean by two standard deviations: 295.33
Technical Indicators Summary for JPM as of 2026-01-25
MACD values for JPM in the past 14 days:
| Date | macd | signal | histogram |
|---|---|---|---|
| 2026-01-23 | -4.16 | -0.89 | -3.27 |
| 2026-01-22 | -3.23 | -0.08 | -3.15 |
| 2026-01-21 | -2.60 | 0.71 | -3.31 |
| 2026-01-20 | -1.59 | 1.54 | -3.13 |
| 2026-01-16 | -0.36 | 2.32 | -2.68 |
| 2026-01-15 | 0.23 | 2.99 | -2.76 |
| 2026-01-14 | 1.31 | 3.68 | -2.37 |
| 2026-01-13 | 2.81 | 4.27 | -1.46 |
| 2026-01-12 | 4.37 | 4.64 | -0.26 |
| 2026-01-09 | 4.92 | 4.70 | 0.22 |
EMA values for JPM with a window of 50 days:
| Date | Value |
|---|---|
| 2026-01-23 | 313.69 |
| 2026-01-22 | 314.34 |
| 2026-01-21 | 314.77 |
| 2026-01-20 | 315.29 |
| 2026-01-16 | 315.81 |
| 2026-01-15 | 315.94 |
| 2026-01-14 | 316.22 |
| 2026-01-13 | 316.56 |
| 2026-01-12 | 316.79 |
| 2026-01-09 | 316.47 |
EMA values for JPM with a window of 200 days:
| Date | Value |
|---|---|
| 2026-01-23 | 293.05 |
| 2026-01-22 | 293.00 |
| 2026-01-21 | 292.90 |
| 2026-01-20 | 292.80 |
| 2026-01-16 | 292.70 |
| 2026-01-15 | 292.50 |
| 2026-01-14 | 292.34 |
| 2026-01-13 | 292.18 |
| 2026-01-12 | 291.99 |
| 2026-01-09 | 291.67 |
RSI values for JPM in the past 14 days:
| Date | Value |
|---|---|
| 2026-01-23 | 34.05 |
| 2026-01-22 | 38.04 |
| 2026-01-21 | 36.17 |
| 2026-01-20 | 36.63 |
| 2026-01-16 | 43.66 |
| 2026-01-15 | 40.14 |
| 2026-01-14 | 38.60 |
| 2026-01-13 | 40.72 |
| 2026-01-12 | 52.85 |
| 2026-01-09 | 58.44 |
Money Flow Index (MFI) for JPM over the last 10 trading days:
Latest MFI: 33.75
| Date | Typical Price | Money Flow Ratio | MFI |
|---|---|---|---|
| 2026-01-23 | 298.87 | 0.51 | 33.75 |
| 2026-01-22 | 304.91 | 0.73 | 42.15 |
| 2026-01-21 | 302.86 | 0.53 | 34.81 |
| 2026-01-20 | 305.25 | 0.70 | 41.17 |
| 2026-01-16 | 313.23 | 0.99 | 49.85 |
| 2026-01-15 | 309.98 | 0.90 | 47.42 |
| 2026-01-14 | 308.58 | 0.64 | 39.05 |
| 2026-01-13 | 316.11 | 0.84 | 45.60 |
| 2026-01-12 | 323.91 | 1.03 | 50.78 |
| 2026-01-09 | 329.75 | 1.58 | 61.31 |
Bollinger lower and higher band for JPM, calculated for the past 20 days
Number of Standard Deviations: 2
Latest Close: 297.72
Latest SMA: 318.88
Latest Bollinger Lower Band: 295.36
Latest Bollinger Higher Band: 342.41
ADX for JPM, calculated for the past 14 days
ADX: 66.4
Volume and volume ratio for JPM:
Last 30 days average volume: 11.1M
Today's volume: 11.1M
Volume Ratio (Today / Avg Volume in the past 30 days): 1.0
Average VWAP in the past 30 days: 318.99
Support levels for JPM (last 200 trading days):
Last Low: 280.31 on 2025-07-08 (UTC)
Last High: 337.25 on 2026-01-05 (UTC)
Fibonacci Levels: 23.6%: 305.37, 38.2%: 285.65, 50.0%: 269.7, 61.8%: 253.76, 78.6%: 231.07
Resonance Supports: 38.2%: 285.65
Short interest data for JPM in the past 5 months:
| Report Date | Short Interest | Avg Daily Volume | Days to Cover |
|---|---|---|---|
| 2025-12-31 | 23.2M | 8.9M | 2.61 |
| 2025-12-15 | 23.7M | 10.3M | 2.30 |
| 2025-11-28 | 24.1M | 8.1M | 2.97 |
| 2025-11-14 | 25.4M | 7.7M | 3.30 |
| 2025-10-31 | 24.9M | 7.5M | 3.31 |
| 2025-10-15 | 26M | 9M | 2.89 |
| 2025-09-30 | 27.1M | 9.7M | 2.79 |
| 2025-09-15 | 27M | 7.6M | 3.56 |
| 2025-08-29 | 26.5M | 6.6M | 4.02 |
| 2025-08-15 | 24.2M | 7.5M | 3.21 |
Option Chain
Monthly put options that expire on 2026-02-27:
| Strike Price | IV | Delta | Gamma | Theta | Vega | Ask Price | Bid Price |
|---|---|---|---|---|---|---|---|
| 290 | 0.24 | -0.33 | 0.02 | -0.11 | 0.32 | 5.10 | 4.55 |
| 285 | 0.25 | -0.26 | 0.01 | -0.10 | 0.29 | 4.00 | 3.20 |
| 280 | 0.25 | -0.18 | 0.01 | -0.08 | 0.24 | 2.59 | 2.00 |
| 275 | 0.25 | -0.13 | 0.01 | -0.07 | 0.19 | 1.80 | 1.25 |
| 270 | 0.26 | -0.10 | 0.01 | -0.06 | 0.15 | 1.35 | 0.86 |
| 265 | 0.28 | -0.07 | 0.01 | -0.05 | 0.12 | 1.18 | 0.52 |
| 260 | 0.30 | -0.06 | 0.00 | -0.05 | 0.10 | 0.75 | 0.64 |
| 255 | 0.32 | -0.05 | 0.00 | -0.04 | 0.09 | 0.77 | 0.45 |
Weekly put options that expire on 2026-02-06:
| Strike Price | IV | Delta | Gamma | Theta | Vega | Ask Price | Bid Price |
|---|---|---|---|---|---|---|---|
| 290 | 0.25 | -0.27 | 0.02 | -0.17 | 0.18 | 2.28 | 2.16 |
| 285 | 0.26 | -0.17 | 0.02 | -0.14 | 0.14 | 1.41 | 1.23 |
| 280 | 0.27 | -0.10 | 0.01 | -0.11 | 0.10 | 0.94 | 0.54 |
| 275 | 0.30 | -0.07 | 0.01 | -0.08 | 0.07 | 0.54 | 0.39 |
| 270 | 0.31 | -0.04 | 0.00 | -0.05 | 0.04 | 0.35 | 0.15 |
| 265 | 0.33 | -0.02 | 0.00 | -0.04 | 0.03 | 0.22 | 0.09 |
| 260 | None | None | None | None | None | None | None |
| 255 | None | None | None | None | None | None | None |
Final Report
Recommendation: Neutral
Reasoning:
-
Financial: JPMorgan demonstrates a strong historical earnings track record with an average EPS of 4.74 over the past eight quarters and only one miss. However, the most recent reported EPS of 0.00 (vs. consensus 4.86) is a significant red flag and requires scrutiny—it may relate to one-time charges or reporting periods. The current P/E of 15.71 is at the high end of its 1-year, 2-year, and 5-year ranges, suggesting the stock is fully valued relative to its own history, limiting near-term upside. No insider transactions provide no additional signal.
-
Technical: The stock is in a clear short-term downtrend. Price ($297.72) is below both the 50-day EMA (~$313.69) and 200-day EMA (~$293.05), a bearish configuration. Momentum indicators (MACD histogram negative, RSI 34.05, MFI 33.75) suggest oversold conditions are developing but not yet extreme. Key support lies at the Fibonacci 38.2% level ($285.65) and the July low ($280.31). Resistance is at the 50-day EMA (~$313) and the recent high ($335.87). The high ADX (66.4) confirms a strong trend, currently downward.
-
News & Macro: News sentiment is mixed. Positive catalysts include the prestigious SpaceX IPO underwriting role and the acquisition of the Apple Card portfolio, which could boost future fee income. Significant headwinds arise from potential regulatory changes (proposed credit card rate cap), which CEO Jamie Dimon strongly criticized as an "economic disaster." Macroeconomic conditions point to a late-cycle expansion with elevated valuations, slowing labor market, and a fragile consumer (low savings rate), which could pressure bank earnings. The broader market (SPY) is recommended "Hold" due to high valuation and slowing growth, suggesting a cautious environment for financials.
-
Option Chain: Monthly put options show moderate implied volatility (24%-32%). Open interest and volume around the $290 strike suggest this is a focal point for market participants, potentially acting as a near-term support/resistance level. The delta and gamma values indicate that option market participants are not pricing in extreme near-term moves.
Strategy to Minimize Risk:
-
Entry Price: Ideal buy zone only on a pullback to stronger support: $285 - $290 (near Fibonacci 38.2% support and the 200-day EMA). Avoid buying at current levels (~$298) due to lack of technical confirmation of a bottom.
-
Profit Targets:
- Short-term (rebound trade): $313 - $316 (50-day EMA and recent consolidation area), representing a ~5-6% gain from the lower end of the entry zone.
- Long-term (if trend reverses): $335+ (prior highs), but this would require a significant improvement in fundamentals and macro outlook.
-
Time Horizon: Short-to-medium term (2-6 months) for a tactical rebound trade. A long-term hold would require a resolution of regulatory risks and confirmation of earnings re-acceleration.
Final Notes: JPMorgan is a high-quality bank with a dominant market position, but it faces near-term headwinds from regulatory uncertainty, a fully valued stock, and a deteriorating technical picture. The risk/reward at the current price is not compelling. Investors should wait for either a deeper pullback to stronger support levels ($285-$290) or a clear technical reversal signal (e.g., a strong bullish engulfing candle on high volume with a close above the 50-day EMA) before considering an entry. Existing holders might consider holding but with a stop-loss just below $280 to manage downside risk.